Your Complete Guide to Money in Jordan
From dinars to tip etiquette, everything you need to know about handling money like a local
Currency Basics: The Jordanian Dinar
Jordan's currency is the Jordanian dinar (JOD), one of the strongest currencies in the Middle East. You'll see it written as د.ا in Arabic or JD in English. The dinar is divided into 1,000 fils or 100 piasters, though you'll rarely encounter fils in daily transactions.
Banknotes come in denominations of 1, 5, 10, 20, and 50 dinars, while coins are available in 0.25, 0.5, and 1 dinar. The currency features beautiful designs showcasing Jordan's rich history and the late King Hussein.
Tipping Culture in Jordan
Tipping in Jordan is not just appreciated—it's expected and forms a crucial part of service workers' income. The Arabic word "baksheesh" is commonly used for tips, and Jordanians generally tip generously as part of their hospitality culture.
Service | Tip Amount | Notes | |
|---|---|---|---|
| 🍽️Restaurants | 10-15% | Add to bill or cash | |
| 🏨Hotel Staff | 1-2 JOD/day | Daily for housekeeping | |
| 🚕Taxi Drivers | Round up fare | Or 0.5-1 JOD for longer trips | |
| 👨🏫Tour Guides | 3-5 JOD/day | More for private guides | |
| 💆♀️Spa Services | 10-15% | Often added automatically | |
| 🧳Porters | 0.5-1 JOD/bag | At hotels and airports |
In Jordan, we say 'generosity opens all doors.' A good tip shows respect for the person serving you and is always remembered.
Daily Costs & Budget Planning
Jordan can be quite expensive compared to neighboring countries, but with smart planning, you can manage costs effectively. Here's what to expect for different travel styles:
Getting & Using Money in Jordan
ATMs and Banks
ATMs are widely available in cities and tourist areas, accepting major international cards (Visa, Mastercard). Most ATMs offer English language options and dispense Jordanian dinars only. Bank branches are common in urban areas and typically open Sunday through Thursday.
Credit Card Acceptance
Credit cards are widely accepted at hotels, restaurants, and shops in tourist areas, but cash is still king in local markets, for taxis, and in rural areas. Always carry some cash for small purchases and tips.
Money Exchange
Exchange money at banks or licensed exchange offices (often better rates than hotels). US dollars are widely accepted and easily exchanged. The exchange rate is relatively stable, so you don't need to worry too much about timing your exchanges.
Smart Money Tips for Jordan
Special Considerations
Tourist Areas vs. Local Areas
Prices in tourist hotspots like Petra and Wadi Rum can be significantly higher than in local neighborhoods. A meal in Petra might cost 15-20 JOD, while the same meal in a local Amman restaurant could be 5-8 JOD.
Friday Considerations
Friday is the holy day, so many banks and exchange offices close. Plan accordingly and have enough cash for the weekend.
Tipping for Photography
If locals offer to take your photo at tourist sites or pose for pictures, a small tip (0.5-1 JOD) is often expected, especially if they're in traditional dress or providing context about the location.
Understanding money culture in Jordan isn't just about budgeting—it's about showing respect and connecting with the incredible hospitality of the Jordanian people.